The Breadwinner

It is common among Filipino families that one member serves as the breadwinner. One who sustains the needs of the family. One who finds joy in fulfilling their wants. If you are the breadwinner of your family, this article is for you. If you are not, read on and be a change-maker to one.

Although your current earnings could be enough to cover your family’s day-to-day expense, nobody knows what will happen in the future. Knock-on-wood, you may suffer from illness that will displace you from working. If this happens, it will leave your family in trouble. They will not only be burdened in finding money to sustain their daily living but also be burdened of the additional costs for your medication. This situation brings in a huge chunk of responsibility on your shoulder. At the same time, it brings fearsome thoughts. If you are a single parent, it probably doubles or triples the burden.

You do not have to live with these fearsome thoughts. There is a lot of insurance companies out there who are willing to help you. I am actually quite bothered why not all people see the value of the services that these companies offer. Perhaps, the common notion is that it is just another unnecessary expense. I, myself, witnessed people pooling for money due to someone’s illness. Believe me, you can avoid this from happening in your own family. Make a wise decision. Not only for yourself but for your family.

Having an insurance helps in alleviating burdensome thoughts and gives you peace of mind. On top of that, it secures the people who you love the most. Do not live in fear. Live a bright future. Your tiny investments today will pay you and your family more in the future.

For those who are reading this, I would like to make an assessment. Do you or any family member have insurance policies? If yes, what kind of policy and how did it help them so far?

(photo credit to its respective owner/s:

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    1. That’s great! I guess there is a pressing need to educate the parents more than anyone else. It’s contrary to my case, though. My parents aren’t really supportive about investing and the likes. They are strong believers of buffing up their saving accounts for future needs.

  1. Im not a breadwinner in particular but i must admit that me too is scared about my future since i don’t have savings just yet. And thank you for giving me an idea that yes, i do need to have my insurance. Can you give me examples of insurance companies that gives good offer? 🙂

    1. Maybe you are not a breadwinner now but in the long run, you will be. With that said, have time in educating yourself about your options on how you can save money and at the same time insure yourself and your family.

      I am a fan of Sun Life Financial. They have a wide array of insurance services. Since I am not a breadwinner, too, and I do not have any one depending on me, my intention for investing is too merely increase my savings. I chose their mutual fund services which has a higher potential to increase my savings than leaving it stagnant in a bank savings account.

  2. Well, this is my dream before I got into some OFW thing. It never happened, before and even as of today. I leave that to my secret dream, buried beneath my soul. I experienced as a breadwinner and really it sucks my heart into pieces. right now, I’m at peace with blogging.

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